8.00%
—
—
$248.1M
$5.2M
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Strategy overview
Hold PST, a yield-bearing stablecoin issued by Huma Finance. Its value or balance grows as the issuer's underlying assets generate returns.
- How it works:
- We swap your USDC into the issuer's yield-bearing dollar (e.g. sUSDe, USDY). The token's value or balance grows over time as the issuer's underlying strategy — staking, T-bills, or a delta-neutral hedge — earns yield. You exit by swapping back.
- What you hold:
- PST in your wallet; its balance or redemption value grows as yield accrues.
- Who runs it:
- Huma Finance — live since 2023 · audited by 2 firms · no known incidents
Position details
- APY Now
- 8.00%
- Issued (TVL)
- $248.1M
- DEX Liquidity
- $5.2M
- Max @ 0.3% Slip
- $984,390.00
- Token
- PST
- Mint
- 59obFNBzyTBGowrkif5uK7ojS58vsuWz3ZCvg6tfZAGw
- Current Price
- $1.1290
- Slippage @ $100k
- +0.00%
- Drift from $1
- +12.90%
Low–moderate risk · Grade B
35/100
- PST's backing carries more risk than plain cash reserves — a non-standard reserve model.
- Mid-size issuer — less cushion than the largest stablecoins (~$248.1M market cap).
- PST's price history isn't tracked yet, so we can't verify how well it holds its value.
Strategy
- Strategy type15
More complex strategy type.
- Leverage0
No leverage.
- Yield source60
Yield comes from private credit (loans to vetted borrowers).
- Pool usage0
Not a utilization-driven product.
- Pool size0
Token hold — no pool.
- Lock-up & yield stability0
30d APR volatility 0.0pp.
What can go wrong
- Depeg risk: the token can trade below $1 if the issuer's backing or strategy comes under stress.
- Exit depends on DEX liquidity — thin liquidity means more slippage when swapping back to USDC.
- Yield and peg both depend on the issuer; many of these are off-chain RWA or synthetic-dollar issuers (see the protocol notes below).
The assets
What your deposit is held in, and how steady its value is.
PST
- Backing model55
PST: other-backed.
- Peg history · no data30
No peg history accrued yet (PST).
- Issuer size47
PST: ~$248.1M market cap.
- Exit liquidity25
PST: ~$5.2M DEX depth.
- Token age56
PST: live since 2025.
- Freeze authority0
No freeze authority on the underlying tokens.
About PST
Each asset in this position — what it is, how reliable it is, and any past depegs.
PSTPayFi Strategy TokenYield-bearing stable
Low RiskBy Huma Finance. Yield-bearing stablecoin backed by real-world payment-financing (PayFi) receivables; yield comes from financing global payments. · Live since 2025
- ·Yield-bearing — price is designed to drift upward, so it has no fixed $1 peg.
- ·Price volatility: 0.03% (30d).
Volatility (7d): 0.0581%DEX liquidity: $5.2M
Audited: Yes — Halborn (contracts); Accountable (solvency); WADSACK (receivables)
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Token notes & warnings
- Mintable — The authority's owner has the ability to mint more tokens
Who runs it
Huma FinanceXDocsDefiLlamaThe team and protocol behind this, and their track record.
Lends against real-world payment receivables (PayFi); PST accrues the yield from financing those short-duration income streams.
- Admin controls40
Documented EVM multisig/timelock governance (off-Solana).
- Exploit history0
No known exploits.
- Track record19
Live for ~39 months.
- Price feeds · no data55
Oracle setup unknown.
- Scale7
$245.3M TVL — limited adoption so far.
- Safety reserves · no data40
No disclosed treasury/insurance backstop.
- Bug bounty15
Live bug bounty up to $50k.
- Audits0
Audited (Halborn, Sec3).
How we rate risk
Stablecoin strategies get a 0–100 risk score (lower is safer) built from three areas — Protocol (audits, incident history, track record and admin controls), Strategy (leverage, lock-ups, pool size and yield source) and Asset (the token's peg record, backing, and exit liquidity) — weighted by strategy type — and the weakest area can push the overall number higher (riskier) on its own. The score maps to a grade: A ≤ 22, B ≤ 35, C ≤ 50, D ≤ 70, E above. Grades compare opportunities within our stablecoin catalog — an A is the strongest thing we list (blue-chip stablecoin lending), not a promise of safety. Live events (an active depeg, a reported exploit, a sharp deposit outflow) override the score immediately. Where we lack data, the factor says so and scores cautiously. Non-stablecoin opportunities are not rated. A comparison aid, not advice.
Risk levels are Akashi's own assessment to help you compare opportunities — not financial advice or a safety guarantee. Every DeFi position carries smart-contract and market risk.
Non-custodial · Akashi never holds your funds